Calculate Your Personal Tax in Seconds
Accurate PAYE calculations for employees, contractors, business owners, and service providers. Know exactly how much you keep.
How Your Tax is Calculated:
Progressive rates on gross income minus deductions
Legal Reference:
Section 81 - PAYE deduction by employer
₦180,000
per month
₦20,000
10.00%
Tax Breakdown by Band
Deductions Applied
Tax ReducingConsolidated Relief Allowance (CRA)
Section 33(2)Higher of ₦200,000 or 1% of gross income, plus 20% of gross income
-₦56,667
National Housing Fund (2.5%)
National Housing Fund Act2.5% of basic salary for housing development
-₦5,000
NHIS Contribution (5%)
NHIS ActThe National Health Insurance Scheme Act is approximately 5% for health insurance coverage
-₦10,000
Per ₦1,000 earned
You Keep
₦900
Tax Paid
₦100
As a Employee (PAYE), your effective tax rate is 10.00% because: • You're taxed under PAYE - Pay As You Earn • Progressive rates apply (0% to 25%) • No WHT applicable • Deductions reduce your taxable income Reference: Section 81 - PAYE deduction by employer
- •Contribute up to 20% to pension
- •Claim rent relief (max ₦500k)
- •Review pay structure with HR